Take a look at our Open banking journey!

IDV+ OPEN BANKING

Our IDV+ platform takes yourselves less than 1 minute to send an invite in which your client completes a secure, quick and easy process to upload everything to your portal to be verified by Credas technology. &nbsp;

THE IDV+ PRODUCT

SENDING THE INVITE

All you will ever need to send the invite is First name, Surname and some sort of contact info (Email or SMS).

Input customer details 

Here you can choose on how to send the invite (Email, SMS, Both or in person)

Input customer information

The Open banking journey runs a liveness, ID and Banking check.

Select Journey needed 

The invite has now been sent 

The individual will receive an email or SMS as below . All of the end user journey can also be branded to be white labeled to look like your own company!

Invite 

Individuals will be requested to provide their personal details.

Personal details 

The individual will then be requested to upload a form of ID. The IDV+ technology can verify over 4,000 types of ID worldwide!

Uploading documents 

We always recommend using your passport as it allows us to verify the NFC chip data.

Choose your form of ID 

Capture the image 

Scan the NFC chip 

Used a little like apple pay- This then pulls through all the data from the NFC chip and verifies the authenticity of the passport providing even more security!

Reading the data 

We analyses over 32 point of the face to confirm that the individual is present and not taking an image of an image. This also cross references that the person on the ID is also the person in the selfie.

Liveness check 

capture the image 

By using one of Europe’s leading open banking infrastructure platforms&nbsp;we can securely connect client bank account data instantly.

OPEN BANKING 

Search / Select Bank

The individual will then be redirected to their mobile banking app.

Login To Online Banking

Select Account to share

End User Journey Complete

We can easily set up email notifications to inform you when an individual has completed a check!

RESULTS

The individuals selfie has successfully passed the liveness check.

Liveness

Here you can analyse the uploaded ID document results. Our current pass rate is 97%

ID Verification

Easily access your customers financial data.

Open Banking 

Verify Bank account Information and balance.

View 6 months worth of categorised spending habits.

Expenditure Calculation

See an overview of regular income/ outgoings

View 6 months worth of your customers current account transactional data!